<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Mortgage by Farshid]]></title><description><![CDATA[Farshid Azarang, licensed mortgage broker with The Mortgage Alliance Company of Canada (FSRA Licence No. 10530), serving Vaughan, Woodbridge, Toronto and the GTA.]]></description><link>https://www.mortgagebyfarshid.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Fri, 25 Sep 2026 18:11:40 GMT</lastBuildDate><atom:link href="https://www.mortgagebyfarshid.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Choosing a Private Mortgage Broker in Canada (2026 Guide)]]></title><description><![CDATA[Finding the right mortgage broker is one of the most important decisions a Canadian homeowner or real estate investor can make — especially when traditional lenders decline an application or when fast, flexible financing...]]></description><link>https://www.mortgagebyfarshid.com/post/choosing-a-private-mortgage-broker-in-canada-2026-guide</link><guid isPermaLink="false">fec6cda9-8e07-410a-b763-a9d2c9c3e829</guid><pubDate>Wed, 16 Sep 2026 22:08:43 GMT</pubDate><dc:creator>Farshid Azarang</dc:creator></item><item><title><![CDATA[Private Second Mortgage Options in Canada (2026 Guide)]]></title><description><![CDATA[For many Canadian homeowners, accessing home equity through a second mortgage has become one of the most practical ways to manage debt, fund renovations, or navigate financial challenges. But in 2026, traditional lenders...]]></description><link>https://www.mortgagebyfarshid.com/post/private-second-mortgage-options-in-canada-2026-guide</link><guid isPermaLink="false">d0d56bb3-e0a1-4408-bafa-164bf8c9ded0</guid><pubDate>Wed, 16 Sep 2026 22:03:51 GMT</pubDate><dc:creator>Farshid Azarang</dc:creator></item><item><title><![CDATA[Private Second Mortgages in Canada — 2026 Guide]]></title><description><![CDATA[Second mortgages continue to play a major role in Canada’s lending landscape, especially for homeowners who need fast access to equity in 2026. With stricter bank lending rules, rising consumer debt, and more Canadians t...]]></description><link>https://www.mortgagebyfarshid.com/post/private-second-mortgages-in-canada--2026-guide</link><guid isPermaLink="false">5ce8d00c-ce1a-45ff-b6ee-5fa0de4a4445</guid><pubDate>Wed, 16 Sep 2026 21:55:22 GMT</pubDate><dc:creator>Farshid Azarang</dc:creator></item><item><title><![CDATA[Mortgage Broker Fees in Ontario: What Homebuyers Need to Know]]></title><description><![CDATA[If you’re searching for mortgage broker fees in Ontario, you’re not alone. Many homebuyers want clarity on when brokers can charge fees, how much they can charge, and what Ontario’s regulations actually allow.]]></description><link>https://www.mortgagebyfarshid.com/post/mortgage-broker-fees-in-ontario-what-homebuyers-need-to-know</link><guid isPermaLink="false">7b9507e5-f521-4d43-b95b-06c00f40e286</guid><pubDate>Thu, 10 Sep 2026 04:20:31 GMT</pubDate><dc:creator>Farshid Azarang</dc:creator></item><item><title><![CDATA[Mortgage Renewal Denied in Ontario: What Are Your Options?]]></title><description><![CDATA[If your mortgage renewal is denied in Ontario, your current lender may refuse to offer a new term and require the remaining balance to be repaid at maturity. While this can feel overwhelming, it does not automatically me...]]></description><link>https://www.mortgagebyfarshid.com/post/mortgage-renewal-denied-in-ontario-what-are-your-options</link><guid isPermaLink="false">e71e4c27-f699-4de1-bd6d-053e7576a50b</guid><pubDate>Wed, 22 Jul 2026 13:37:55 GMT</pubDate><dc:creator>Farshid Azarang</dc:creator></item><item><title><![CDATA[Private Mortgage Exit Strategy in Ontario: How to Get Out Safely]]></title><description><![CDATA[A private mortgage exit strategy in Ontario should be established before the mortgage is funded—not when the term is about to expire. Getting approved provides temporary financing; the real objective is knowing exactly h...]]></description><link>https://www.mortgagebyfarshid.com/post/private-mortgage-exit-strategy-in-ontario-how-to-get-out-safely</link><guid isPermaLink="false">c6603e88-1e38-4b60-b088-a98a150a0b69</guid><pubDate>Sun, 12 Jul 2026 01:48:18 GMT</pubDate><dc:creator>Farshid Azarang</dc:creator></item><item><title><![CDATA[Second Mortgage Ontario: Good Idea or Expensive Mistake?]]></title><description><![CDATA[A second mortgage in Ontario can be a good idea when it helps consolidate high-interest debt, access home equity or cover a short-term financial need without breaking your existing first mortgage. But without a clear rep...]]></description><link>https://www.mortgagebyfarshid.com/post/second-mortgage-ontario-good-idea-or-expensive-mistake</link><guid isPermaLink="false">3f0c6823-6fdc-4630-a569-42f15c6646a2</guid><pubDate>Sun, 12 Jul 2026 00:57:51 GMT</pubDate><dc:creator>Farshid Azarang</dc:creator></item><item><title><![CDATA[HELOC in Ontario: Useful Tool or Dangerous Trap?]]></title><description><![CDATA[A home equity line of credit can feel like financial freedom.]]></description><link>https://www.mortgagebyfarshid.com/post/heloc-in-ontario-useful-tool-or-dangerous-trap</link><guid isPermaLink="false">71cffed2-b9fc-4011-94d9-b13123fbbade</guid><pubDate>Fri, 10 Jul 2026 14:41:47 GMT</pubDate><dc:creator>Farshid Azarang</dc:creator></item><item><title><![CDATA[Debt Consolidation Mortgage Ontario: Lenders, Pros &#38; Cons]]></title><description><![CDATA[A debt consolidation mortgage in Ontario can combine high-interest debts into one payment, potentially improving monthly cash flow. However, lender requirements, fees and long-term interest costs vary, so choosing the ri...]]></description><link>https://www.mortgagebyfarshid.com/post/debt-consolidation-mortgage-ontario-lenders-pros--cons</link><guid isPermaLink="false">58ef01ba-298c-48b1-9a31-df9ebb7b24a8</guid><pubDate>Thu, 09 Jul 2026 14:51:36 GMT</pubDate><dc:creator>Farshid Azarang</dc:creator></item><item><title><![CDATA[Mortgage Renewal in Ontario: Don't Automatically Sign]]></title><description><![CDATA[A mortgage renewal in Ontario may feel automatic when your current lender sends an offer, but you are not required to accept it. Before signing, compare the rate, payment, term, restrictions and other available options A...]]></description><link>https://www.mortgagebyfarshid.com/post/mortgage-renewal-in-ontario-dont-automatically-sign</link><guid isPermaLink="false">de87deda-e0e2-4697-aca5-2d8c4d53f796</guid><pubDate>Mon, 06 Jul 2026 20:57:22 GMT</pubDate><dc:creator>Farshid Azarang</dc:creator></item><item><title><![CDATA[Self-Employed Mortgage Ontario: How to Get Approved]]></title><description><![CDATA[Your Business Can Earn $500,000 a Year… and You Can Still Be Declined for a Mortgage]]></description><link>https://www.mortgagebyfarshid.com/post/self-employed-mortgage-ontario-how-to-get-approved</link><guid isPermaLink="false">17cbff41-45fd-44a2-8a39-c5e30fabb483</guid><pubDate>Fri, 03 Jul 2026 17:05:37 GMT</pubDate><dc:creator>Farshid Azarang</dc:creator></item><item><title><![CDATA[Private Mortgages in Ontario]]></title><description><![CDATA[Looking for a private mortgage in Ontario? Whether you've been declined by a bank, are self-employed, have bruised credit, or need fast financing, this comprehensive guide explains how private mortgages work, who qualifi...]]></description><link>https://www.mortgagebyfarshid.com/post/private-mortgages-in-ontario</link><guid isPermaLink="false">a57371fd-f6a5-4b8f-93fc-0bd199be9bf8</guid><pubDate>Thu, 02 Jul 2026 18:27:36 GMT</pubDate><dc:creator>Farshid Azarang</dc:creator></item><item><title><![CDATA[Sellers’ nightmare and Buyers’ dream? May be…]]></title><description><![CDATA[I was reading an article by Molley Fool on the Globe and Mail about the current status of the market, and it got me thinking if this could be yet another golden opportunity and an extraordinary period for some to enter t...]]></description><link>https://www.mortgagebyfarshid.com/post/sellers-nightmare-and-buyers-dream-may-be</link><guid isPermaLink="false">9ed995b5-2ad2-44d4-9354-ca4c99f71189</guid><pubDate>Tue, 27 Aug 2024 16:03:49 GMT</pubDate><dc:creator>Farshid Azarang</dc:creator></item><item><title><![CDATA[Unlocking the Door to Homeownership: The Power of a Strong]]></title><description><![CDATA[ Your dream home is within reach, but do you have the key to unlock the door to homeownership? One crucial factor that can make or break your journey is your credit score. As a seasoned mortgage broker, I've witnessed fi...]]></description><link>https://www.mortgagebyfarshid.com/post/unlocking-the-door-to-homeownership-the-power-of-a-strong</link><guid isPermaLink="false">5f88c18e-9a83-422a-a725-b31076ac80ed</guid><pubDate>Tue, 10 Oct 2023 15:36:28 GMT</pubDate><dc:creator>Farshid Azarang</dc:creator></item><item><title><![CDATA[Unpacking CHIP Mortgages in Ontario: A Smart Solution for Seniors]]></title><description><![CDATA[In today's ever-changing financial landscape, homeowners in Ontario are constantly seeking innovative ways to tap into the equity they've built in their homes. For seniors, in particular, the concept of aging in place wh...]]></description><link>https://www.mortgagebyfarshid.com/post/unpacking-chip-mortgages-in-ontario-a-smart-solution-for-seniors</link><guid isPermaLink="false">e9930e02-5b43-4b81-94a9-eabb2d37fcf8</guid><pubDate>Fri, 08 Sep 2023 21:35:22 GMT</pubDate><dc:creator>Farshid Azarang</dc:creator></item><item><title><![CDATA[Navigating the Exciting Journey of First-Time Home Buyers:]]></title><description><![CDATA[Becoming a first-time homebuyer is a thrilling milestone in anyone's life. The prospect of owning your own piece of real estate brings with it a sense of security and accomplishment. However, it's no secret that purchasi...]]></description><link>https://www.mortgagebyfarshid.com/post/navigating-the-exciting-journey-of-first-time-home-buyers</link><guid isPermaLink="false">3f561789-470b-4fe3-8537-91b350476c7b</guid><pubDate>Thu, 07 Sep 2023 21:43:53 GMT</pubDate><dc:creator>Farshid Azarang</dc:creator></item></channel></rss>